Based in the UK and Netherlands, we apply our in-depth expertise and extensive experience to deliver valued, practical and effective advice on all aspects of residential mortgages and consumer finance from product distribution, through lending practices to funding and regulation.Consultancy:Deep local knowledge, extensive expertise and international experienceWith our extensive expertise and decades of experience, we provide our clients with value added consultation and advice to support their operational and strategic goals. We ensure that we fully understand our client's needs to deliver bespoke services that truly meet those needs.Risk Solutions:A full suite of services and solutions to meet your needsApplying our expertise in risk, credit ratings, structuring and insurance, we can implement solutions to reduce the credit risk of the lender or end investor, improve the efficiency of portfolio sales, optimise the capital treatment of asset exposure or enhance the economics of securitisation structures.Due Diligence:A loan portfolio is usually your biggest asset, but also your greatest risk.Effective due diligence and surveillance are key to the successful sale & acquisition of asset portfolios and the oversight of ongoing origination and servicing. At Fortrum we recognise the importance to our clients of balancing rigorous analysis and expert advice with cost efficiency.