XPayBack enables retailers to run their own loyalty programs through rewards, communications, and marketing automation. XPayBack is a universal loyalty mobile app that enables you to earn and spend points at all your favorite stores. XPayBack is building a retail cloud intelligence system that connects the real world with blockchain and crypto.We want to help our merchants to retain their loyal customers so they can increase their sales. With our in-app chat system, businesses can also hear what customers think about their business so they can improve it. We are making it as easy and affordable as we can so we can help every business in the world have its own loyalty program.