Independent consulting practice providing enterprise-level risk analysis, strategy development, and risk governance and communication for banks, non-bank lenders and marketplace lenders: • Supply expert judgment and best practices to the development of portfolio analytics, executive management reporting, credit policy, concentration limits, CCAR stress testing applications, and executable strategy options top-down prioritization of business objectives and optimization of enterprise risk-adjusted returns • Assist in the implementation of fit-for-purpose and integrated processes to meet both internal risk appetite and regulatory minimum standards and risk guidance