KGN TECHNO PRIVATE LIMITED as brand name " URBAN PAY " was incorporated on May 2020 under companies act 1956, was formerly known as "KGN TECHNO" which was incorporated in 2016 under provisions of partnership act, objective was to provide cost effective Banking and financial services to rural, semi-urban and urban India, to extend government subsidy and Banking benefits to rural part of India , "Banking for every Indian" . We have successfully launched and operating in financial inclusion project of Government India. We have more than five years reach experience to provide supplementary banking services and cash management services thru AEPS and Micro ATM in association with ICICI Bank