iMAX Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Ray Derstein has been successful serving in the Mortgage Industry since 2002. He enjoys helping families throughout Texas live the dream of home ownership. As an Air Force Veteran, he has a heart for those who have served our country. Be sure to check out the VA Loan Program. Ray believes every veteran should take advantage of this amazing program. Ray has a big heart to serve and educate people in the entire mortgage process, step-by-step. Ray and his team will walk you through each loan program, whether it is a 100% USDA Loan, VA, FHA, or conventional financing.