Insurance - Lebanon, Ohio, United States
Affordable Ohio health insurance rates are available through the top-rated companies. Find low-cost individual Oh Marketplace medical plans and apply for coverage. With more than 33 years of experience, we are Ohio's premier trusted healthcare authority. We help customers find and compare quality coverage at the lowest available rates inside and outside of the Exchange. Our free online quotes are the first step in finding the best private healthcare prices.We calculate the federal Obamacare subsidy and help with the enrollment process. There are no fees or costs when we provide our expert unbiased service. Individual, family and small business plans are offered both through and outside of the Ohio Health Insurance Marketplace.Some of the companies we represent are Anthem Blue Cross, Medical Mutual, Humana, UnitedHealthcare, Aetna, Healthspan, Assurant and Coventry. Additional specialty carriers are used when needed.During Open Enrollment, Platinum, Gold, Silver, Bronze and Catastrophic policies ate offered. Pre-existing conditions are covered and applicants can not be denied because of medical issues (both past and present).When Open Enrollment ends, consumers can still obtain medical benefits at a reasonable cost. Many "special exceptions" are allowed and additional policies are available specifically when the Marketplace enrollment has ended.If "short-term" coverage is needed, a temporary plan can be issued for 1-12 months. Although these types of coverage are very inexpensive, they do not meet ACA guidelines and should only be used as a stopgap until other benefits begin. However, they can be approved within 24 hours and canceled at any time.There are also several low-cost student medical plans for Ohio residents. They can be payed on a monthly basis, and each policy provides comprehensive benefits including maternity, mental illness and prescriptions. Obtaining University medical coverage is usually required as a condition of enrollment.
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