Billium Integrated Services Limited
Financial Services - Lekki, Lagos, Nigeria
Billium Integrated Services Limited Employees
Billium Integrated Services Limited Senior Management
Billium Integrated Services Limited Details
Billium Integrated Services Limited (billium) is an indigenous company that specialize in payday loans, salary advance, short term loans, no collateral loans, quick loans to its targeted clients in the paid employment market.Billium is a State Licensed Money Lender with license number 0000053.Billium is incorporated in Nigeria (Registration Number 1337952). Billium is authorized and regulated by the Money Lenders Act.QUESTION TO ASK YOURSELFIs a billium loan right for you? •Our loans shouldn't be used as a long term financial solution.•You shouldn't use our loans to manage existing debts.•You should only take out a loan if you are comfortable you can pay when due.Customers can borrow as little as N10,000 and up to N300, 000 which can be paid back within 3 months.There are no hidden charges and no administration fees. Acquiring a billium loan is very easy and very transparent. Our customers always know the full cost of their loan upfront Business Model:An Installment to Income (ITI) ratio of 40% will be used to compute the maximum loan amount which a client can access.That is, each monthly loan repayment must not exceed 40% of the monthly take home pay (salary).Representative example:Borrow N70,000 for 2 monthsInterest rate 20%Two repayments of N42,000Total amount payable is N84,000Call us today on 08051193212. You can also send an email at billium.ossai@gmail.com
