Formed in 2003, Briar Capital, LP is a private, asset based lender (ABL) providing both working capital revolving lines of credit AND commercial real estate financing to small and mid-size businesses. In a crowded ABL marketplace, Briar's ability to make quick lending decisions and its appetite for commercial real estate lending, either on a stand alone basis or paired with a revolving LOC, helps to distinguish Briar from its competition. While headquartered in Houston, TX, Briar will consider commercial lending opportunities across the United States. Unlike a traditional commercial bank, Briar places heavy emphasis on collateral (Accounts Receivable, Inventory, Equipment, and Commercial Real Estate) as opposed to financial statements and ratios. As a result, Briar can often finance companies that may experience difficulty obtaining traditional financing from regulated institutions like banks. Companies in challenged industries, turnaround situations, start-ups, or those that are too highly leveraged or experiencing poor cash flow are all lending opportunities Briar would consider provided there is collateral. Briar finances accounts receivable, inventory, equipment and commercial real estate and targets transactions ranging from $1 million to $10 million in size. Briar receives the vast majority of its referrals from banks on situations where the bank is unable to lend at the present time or those in which the bank is looking to exit the relationship. In most cases, companies will finance with Briar for 2 to 3 years before transitioning to a more conventional lending relationship, often back with the referring bank.

Asset Based Lending Commercial Real Estate Financing Turnaround Situations Revolving Lines of Credit Borrowing Base ABL Owner Occupied Real Estate Real Estate Financing Receivables Financing Factoring Secured Lending Real Estate Accounts Receivable Inventory Equipment Equipment Financing Commercial Finance LOC Bank National Commercial Banks Banking