CAPITAL FUNDING a dba of The Greater Sacramento Certified Development Corporation
Financial Services - North Highlands, CA, US
CAPITAL FUNDING a dba of The Greater Sacramento Certified Development Corporation Employees
CAPITAL FUNDING a dba of The Greater Sacramento Certified Development Corporation Details
GSCDC is a private nonprofit corporation established in 1985 to increase small business opportunities and to stimulate employment. Our role is to be a catalyst within community development programs in securing the resources necessary to assist small businesses in obtaining financing. The company is authorized by the U.S. Small Business Administration (SBA) to offer 504 loan programs. The SBA 504 program offers long term fixed asset financing, in conjunction with local banks, with below market fixed interest rates, and as little as 10% down.TYPICAL SBA 504 LOAN STRUCTURE - Sample Project Cost $1,000,000 Local Lender $500,000 - (50%) 1st lien position Interest rate, Market Term, 10 to 30 yearsGSCDC/SBA $400,000 - (40%) 2nd lien position Interest rate, Fixed Term, 10 to 20 yearsDown Payment $100,000 - (10%) Cash or equityPROGRAM BENEFITSLow down paymentBelow market fixed interest rate
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