Comprehensive Life Settlement Solutions
Financial Services - Camas, Washington, United States
Comprehensive Life Settlement Solutions Employees
Comprehensive Life Settlement Solutions Details
No two life settlement cases are exactly alike. The insured's health, financial status, and policy features will impact the amount a provider will pay. All extraneous factors being equal, a compilation of how some industry experts describe the perfect life settlement candidate is presented below: Men over the age of 65 with health challenges, 74 with minor health challenges, over 80 in relatively good health. Women on average live 8 years longer than men, the ideal female age is higher than men Life expectancy should be in the range of 60 to 145 months but not higher than 188 months. UL policies are typically optimal cases. There is also a market for survivorship and certain whole life policies. Term policies prior to conversion can also be candidates. Policy size can range form $100,000 to $30,000,000. Large cases require special handling. Ideal policy size is $750,000 to $2.5 million. Life insurance policy has been in force for two years. Policy should have minimal cash value, but less than 30% cash value.
