Croydon Savers Credit Union
Financial Services - , ,
Croydon Savers Credit Union Employees
Croydon Savers Credit Union Details
Croydon Savers Credit Union is a savings and loans co-operative run for and by its members on a not for profit basis. Membership is open to anyone who lives and works in the Croydon area. We are authorised and regulated by the Financial Services Authority. All our members place savings deposits with us and can withdraw these at any time. This provides us with a large pool of money from which any member can also borrow should they need to do so. Whilst encouraging people to save rather than borrow, there are times when the unexpected means we have to do so. Our low cost and flexible 'Saver Loan' scheme provides a cheap and easy alternative to other lenders. We also specialise in helping people deal with their debts. As a Co-operative, we have no outside shareholders so any surplus is returned to our members as a dividend on savings and a rebate on interest paid. This keeps money in the local area, helping to regenerate our communities. Many of our members choose to save with us, knowing that their savings are helping others to escape the debt and poverty trap by providing affordable loans when needed. By encouraging saving rather than borrowing we are significantly different from other companies in the financial services sector.
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