Insurance - Atlanta, Georgia, United States
"Registered Investment Advisory (RIA) wealth management, benefit consulting and financial planning."Our Process for Better Benefit Consulting: -Short and long-term strategic planning-Decomposition of Benefit Plan prices to identify the variables increasing cost. -Measuring the costs with an optimal benefit frontier and reducing costs that are adversely affecting the benefit plan and increasing price. -Advisory services on employee contribution approaches, analyzing the affects of income tax, and financial modeling for employers and employees.-Plan documents and employee communications review.-Implementation of a benefit communications protocol and refining employee engagement strategies.Our Process for Reducing Insurance Costs: -Examine claims data and generate a comprehensive underwriting analysis.-Review the insurer's underwriting formula and identify areas or factors that might increase costs in markets for similar insurance products.-Comparing competitive proposals from insurers offering similar products and substituting features that improve benefit levels, network adequacy, rate calculations, administrative fees, trends, pooling costs, capitation expenses, and retention factors.-Identify the best solutions for our clients, and create value by negotiating the lowest rates for insurance.
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