A holistic financial planning company with professional advisors offering solutions to help members of the community accumulate, protect and pass along their wealth. We are a team of professional advisors who specialize in personal financial services. The team concept allows us to provide the expertise for each individual, group, or business case, and our most important goal is quality service to our clients. Our services include individual and group life, health, and disability insurances; annuities; portfolio management; retirement planning; long-term care insurance; and senior medical plans. The Encore Financial Group advisors are located in Michigan and Pennsylvania, and many are licensed in additional states. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, One Financial Way, Cincinnati, OH 45242 513.794.6794. Investment Advisory services offered through O.N. Investment Management Company. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company. Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY.

Medicare Planning Retirement income planning Medicare supplemental plans Legacy Planning Life Insurance Disability insurance IRAs & Retirement Plans Investment portfolios Health insurance & dental insurance 529 College savings Succession planning Business Planning Estate Planning Tax-efficient strategies Business Consultations employee benefits business financial planning financial planning Investment Bank/Securities Brokerage Management Investment Open-ended Investment Management