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Smart Money The eVoucha PhilosopyeVoucha uses technology and an integrated electronic payment mechanism that allows Insurance Companies and Corporates to not only direct but also manage spend in the retail environment.•eVoucha uses technology and an integrated electronic payment mechanism that allows Insurance Companies and Corporates to not only direct but also manage spend in the retail environment.•Insurance Companies and Corporates are for ever seeking innovative methods to manage and direct spend and the eVoucha concept and card achieves this in a cost effective manner.• eVoucha products allows the client to manage its redemption at a single Retailers or across Retailers or even across categories of spend only e.g. in D.I.Y or Food only.•eVoucha has spent the past four years integrating into Retailers' point of sale systems, payment terminals and Position servers in order to provide the Insurance companies with a stored value closed loop environment that allows the direction of spend and MIS reporting. Unlike other initiatives eVoucha can control the spend where as others are unable to do this.••Insurance Companies and Corporates are for ever seeking innovative methods to manage and direct spend and the eVoucha concept and card achieves this in a cost effective manner.• eVoucha products allows the client to manage its redemption at a single Retailers or across Retailers or even across categories of spend only e.g. in D.I.Y or Food only.•eVoucha has spent the past four years integrating into Retailers' point of sale systems, payment terminals and Position servers in order to provide the Insurance companies with a stored value closed loop environment that allows the direction of spend and MIS reporting. Unlike other initiatives eVoucha can control the spend where as others are unable to do this.