F & S Insurance agency has been providing commercial insurance services to specific industries since 1996.F & S Insurance provides Home, Automobile, and Business Insurance in more than 30 States. We take pride in knowing that for over 25 years we have helped our clients to find the best coverage at the right price that suits their needs and expectations. In the event of a claim, our clients know that we are there to provide help and counsel to ensure a fast, speedy claim settlement.Like other independent agents, we issue binders and new policies, endorsements, and process renewals.We have stressed to our insured's the importance of good communication between the broker and client to ensure proper coverage is in place. We have noticed as our clients become better informed about insurance that there has been a tremendous increase in clients wishing in-depth discussions about their policy coverage and how they can get the most value for their insurance dollar.F & S Insurance agency provides specialty niche products and service solutions through the industry's leading insurance companies and program administrators. We currently focus on serving gas stations, truck stops, convenience stores, repair shops, car washes, hotels, motels, restaurants, shopping centers, dry cleaners & laundry mats, and other small to medium size businesses.PRODUCTS & SERVICES:The core product is the commercial package. Coverage differs depending upon the specific package, but could consist of:Commercial PropertyGeneral LiabilityEquipment BreakdownCrime & FidelityLiquor LiabilityHired & Non-Owned AutoFollowing coverage is also offered on a Monoline basis :Property and LiabilityWorker Men CompensationUmbrellaCommercial AutoEPLIPollution LiabilityContact #: (954) 905-4025Fax #: (954) 735-8889Email: qaiser@fsinsurance.com

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