Information Technology & Services - Pretoria, Gauteng, South Africa
Incatorque (Pty) Ltd is a proudly South African technology (Fintech) company who specialize in the development and configuration of unique business and payment technology solutions which are designed to meet unique Customer needs in various business sectors and industries.Our Solutions are marketed and carry the G-PAY brand and are designed and configured for web (cloud) based access and use by means of a personal computer, mobile devices or other mobile technology.Our technology through these solutions supports the ability to process payments and electronically manage and control funds for very specific utilization.This functionality is offered through a Settlement Account for processing on Individual Bank Accounts or through the G-PAY e-Wallet accounts.Our comprehensive host integrations with all major South African Banks offers the unique ability to verify funds in an account, to reserve funds, to ultimately lock funds and offering the ability to Guarantee Payments through the G-PAY solutions. This integration advantage is utilised and deployed in all the G-PAY technology solution offerings. Our Customers have the ability to select and trade through their bank of choice from the participating banks.Our innovative approach in configuring these unique technology solutions has been well accepted by various industry sectors. We have deployed solutions in Agriculture, Education, Mining, Liquid Fuels (Energy), Tourism, Financial Services (Finance & Funding), Banking (Finance & Funding), Retail (FMCG), Commodities, Wildlife, Social Security, Human Capital Management (Salaries & Wages), Stokvels and Cooperative Associations.G-PAY provides full EDI and ERP integration capabilities and can provide its technology solutions to customers as customer "themed" solutions carrying the customers branding, logos, colours and product information. The themed solution is marketed as a customer branded solution, "Powered by G-PAY".The reason why customers use our technology solution is mainly for three attributes:• Control – Control is delivered through the application, the integrated permissions and levels of access that can be defined. The correct combination of these will reduce and help mitigate against the risks inherent in any requisitioning process.• Simplification – International benchmarks show that the use of integrated requisitioning systems can reduce the procure-to-pay process cost (on an activity basis) by up to 70%. Control is centralized while execution is decentralized, enabling Procurement and Accounts Payable to focus on value adding activities.• Risk Management – Through the embedded controls G-PAY contributes to the reduction of risk for the Vendor. Due to the secure environment within which all parties trade, the risk of external threats are minimized.
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