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Heritage Pacific Risk Management is a creative, full service, insurance brokerage focused not only on health insurance, but on high yield, safe money, retirement strategies and tax favorable savings.We hereby inform you that any advice contained herein (including in any attachment) (1) was not written or intended to be used, and cannot be used, by you or any taxpayer for the purpose of avoiding any penalties that may be imposed on you or any taxpayer and (2) may not be used or referred to by you or any other person in connection with promoting, marketing or recommending to another person any transaction or matter addressed herein.CA. Insurance License 0726932
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