Justin Dale Young, CFP® | Insurance Planning

Insurance - Palm Desert, California, United States

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JYoung@Alpha-Wealth.com | 760.250.1222 | www.JDYPlan.comCA 0I82006, TX 2662642-Term Protection-Term policies are often much more affordable than permanent policies and have a guaranteed death benefit and a locked-in price for the duration of the 10, 15, 20, or 30 year term. -Annuity Rescue-If you have an annuity that isn't meeting your expectations, let's talk!I'll help you understand what steps we can take to fix it if possible, and what alternatives are available, most importantly I will help you analyze both the direct and hidden cost of making any changes-Hidden Value in your Policy-Most people don't know, (and most life insurance companies won't tell them) you can actually sell your policy even if you aren't chronically ill. Healthy people can sell policies they no longer need or want.Thousands of policies get canceled every day by people that simply no longer need them and in some cases can no longer afford them. Don't let this happen to you!Before you stop payments on your policy, please talk to me. We may be able to find additional value you didn't know existed!-Legal-Although the universe of insurance companies is rather large, I have narrowed the list of insurance companies that I use to a handful that are highly rated, offer excellent products and superior service.As insurance products are needed, the insurance company pays me a commission when a policy is issued. I may present various insurance policies as it fits clients or prospective client's financial needs. Clients or prospective clients are under no obligation to purchase or place insurance contracts through me.Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.

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