We are independent brokers. What is the difference? This means we work for you, not the insurance company. With access to over 60 companies, we can offer the best choices regardless of your health and lifestyle profile. When you work with a local agent, it is more likely they will limit the options to offer you. Limited options generally mean; 1). You will not be able to shop at the most competitive rates and 2). The available carriers most likely don't have favorable underwriting guidelines for those in less than perfect health (most of us). Limited choices with limited risk options equal more money. You can be certain of that.We save you frustration and headaches.Almost every website quote engine will quote you the best rate possible until they find out about your health. So, jumping from Website to Website will only frustrate you and waste your valuable time.In order to know exactly what you can get approved for, we first recommend you speak with one of our independent agents. We have access to the top carriers that specialize in policies for those who are extremely healthy to those will riskier conditions to consider. Knowing which company to apply with will save you time and money. We only use the A rated carriers with the lowest available premiums in the industry!We make it look easyWell, sometimes we do! Most of the time it is hard work and dedication by our team to make the process for you as simple as possible. We have a dedicated staff as well as industry relationships that help simplify the process of buying insurance. Almost the entire system is electronic and automated. We take the time to understand your need for life insurance and then we work hard to get the best results. That is the Consolidated difference!Our service is Free!We provide expert advice, great customer service and the best carriers available. In addition to Life and Disability Insurance, we also specialize in Estate Planning services as well as Property and Casualty coverage.So what are you waiting for? Please browse through our website articles and blogs and call us today to speak to one of our life insurance professionals about your specific goals and objectives. Remember, "We Shop, So You Don't Have To"

Website: http://www.thelifeexchange.com

Employees: 1

HQ: 1-904-203-1763

Location: Ponte Vedra Beach, Florida, United States

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