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Michael Niemczyk and Associates, Inc. investment specialists.Michael Niemczyk and Associates know how difficult it is to know exactly how much money you will need once you retire; the time may be far in the future. You'll have to consider where you want to live and what kind of lifestyle you want to lead; the kind of lifestyle Michael Niemczyk and Associates can help you obtain. With all calculations, however, it's wise to add a substantial "hedge" against inflation. Here at Michael Niemczyk and Associates, we will help you every step of the way to help discover what retirement plan best fits you no matter what the economic climate.