Ox Bonding
Insurance - , Florida, United States
Ox Bonding Employees
Ox Bonding Details
Ox Bonding is a leader in credit and bonding services. We offer traditional commercial surety bonds to the millions of American business that are required to post a bond under the terms of their licenses. We also offer a unique and innovative program aimed at the small and mid-sized contractor, the Contractor Credit Program. Many of America's hard-working contractors have been cut off from access to credit and bonding lines, due to this difficult economic environment, making it harder to find work and support their families. The Contractor Credit Program was developed to help put America's contractors back to work. Ox Bonding's approach to underwriting is different from traditional surety carriers. At Ox Bonding our risk management focuses on ensuring that the contractor is able to "perform" the job. We have staffed our underwriting team with people from the construction industry, not the insurance industry, who are able to assess the applicant's ability to perform the job, looking carefully at the applicant's experience and capacity related to the work being bonded. As we like to say, "At The Ox, we underwrite character, not a credit score". This program is getting contractors back to work and provides them with the support to see the job through. In addition to providing the bond that is required before a contractor can begin a job, Ox Bonding also provides working capital to see the job to completion as well as bill payment and supplier discount negotiation services.
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