Peoples Choice Cash and Pawn
Retail - Mount Vernon, Illinois, United States
Peoples Choice Cash and Pawn Employees
Peoples Choice Cash and Pawn Details
HOW DO PAWN SHOPS WORKThe public brings gold, diamonds, jewelry, electronics, cameras, tools, or some other item of value into a pawnbroker. When the amount of the loan has been agreed upon, a contract or pawn ticket is printed with a full description of the merchandise used for collateral on the loan. All customers provide collateral, eliminating the need to distinguish high risk from low risk borrowers. Typically, loans are small, averaging between $70 and $100, although they can be as small as $5 or as high as several thousand dollars depending on the value of the collateral. In Illinois, each contract is good for 30 days. All fees charged are regulated by the State of Illinois.
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