Secure Payment Systems, Inc. (SPS) was founded in 1996 by Linden (Lin) Fellerman, former 20 year employee and 10 year President of the Telecredit / Equifax Check Services subsidiaries which is now Certegy. Las Vegas based Secure Payment Systems provides payment processing solutions to over 10,000 retail, wholesale, and corporate endpoints across North America. SPS facilitates the transfer of value by providing businesses with a full range of transaction processing, reporting, and risk management tools so they may quickly and confidently accept payments, pay vendors, or transfer funds at the POS or on the WEB. These solutions include: * EZPAY Advantage - a deferred payment program allowing consumers to stretch retail purchases from 3 to 12 months* achXPRESS - automated origination of recurring & one-time ACH debits and credits* achENTERPRISE - Host to Host database verification tools for managing and reducing the risk of processing ACH payments* ExpressCheck21 - electronic remote check imaging & deposit* Gift Card Solutions - Private label (closed loop) gift and loyalty cards processing solutions* Full service credit card processing via our subsidiary Partner Payments

Payment Services "ezPay Advantage' Consumer Finance Options Check Services / Check Conversion & Guarantee ACH Processing Gift and Loyalty Card Processing Check21 Remote Depost "ezPay Advantage' Consumer Finance Options Check Services / Check Conversion & Guarantee EZPAY Advantage® Consumer Finance Options Credit Card Processing POS Host to Host / API ACH Credits / Debits Bank Account Verification Back Office Check Conversion One Time and Recurring Payments Visa / Mastercard / Amex Credit and Debt Financial Services Financial Advisory Services Security Services Business Services