OVERVIEW: We are an independent two-generation family enterprise. We transfer the financial risks of morbidity, disability, mortality and longevity with tax-tuned insurance strategies. Our team includes a CFP and an actuary who previously developed products and supported advisors.SERVICES: We offer three services1. Learn About Life: general answers to common questions in our extensive Insurance Library.2. Get A Checkup: personalized answers via a confidential diagnosis in our private Insurance Clinic.3. Fill Your Prescription: add or modify insurance protection in our Insurance Pharmacy.PRODUCTS: Our products include: annuities, critical illness insurance, disability insurance, life insurance, long term care insurance, medical insurance (including Health Spending Accounts) and pension plans from carefully-selected providers.CLIENTS: Our clients are Ontario families, incorporated professionals and small business owners. EXCLUSIONS: Since we specialize in insurance, we do not offer investments (including segregated funds), employee benefits, financial planning, tax planning, ...COLLABORATION: We collaborate with other independent advisors such as accountants, financial planners, group benefit providers, investment advisors and lawyers. In the spirit of sharing, we make referrals to pre-screened advisors. We do not accept referrals fees.

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