Umbra.io

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We are a select group of individuals and advisors working to apply predictive modeling to life insurance underwriting - in order to replace the invasive and cumbersome medical exam based process with one instantaneous and relying on data. This in turn will enable a larger shift in how life insurance is distributed, overlooking brokers (and their commissions) in exchange for a direct model - a la auto insurance - additionally growing the eligible universe and allowing the underserved market (~30% of Americans who need it) access to a vital financial service they currently lack. We are a First Growth Venture Network Company.

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