Information Technology & Services - Accra, Greater Accra Region, Ghana
WalChat Limited, a registered tech-startup that seeks to develop a cloud-based multi-purpose instant messaging app with secure chat lock, secret chat, stories, official movement account, audio/video conferencing and a cross-border digital payment solutions, powered by blockchain technology; which will permit users to transfer digital funds between and among diverse payment platforms using their phone numbers or email addresses.WalChat will also be a payment gateway, merchant payment solutions and offer a one-stop-shop for an affordable but high-quality range of products powered by blockchain. With our financial services, users will receive rewards as they send money to each other, pay bills, buy airtime/bundles, hotel bookings, make purchases through online and in physical stores.Our mission is to provide a secure peer to peer chat app globally and spearhead cross-border digital payment system powered by blockchain in Africa. Diversified social-related services will make us stand out from similar Instant Messaging apps, which only offer messaging services. It will also provide us with the edge to retain existing users and explore further innovative services.Blockchain-based payments are cost-effective, almost immediate, secure and transparent. With a fiat-backed stable coin, there will be mass adoption of cryptocurrency as stable coins are not subject to the massive volatility of most cryptocurrencies. We will bridge existing financial markets and crypto-related ones by using the same reference pricing.Online Services can use WalChat API as the payment gateway solution to accept payment on their website and avoid costly transaction fee, prevent fraudulent purchases and gain higher margins. With our Merchant POS device/app, retail merchants can also tap into the incremental revenue opportunity by reaching out to millions of unbanked people, mobile money users and cryptocurrency users in Africa.