XTM is a fintech innovator in the neo-banking space, helping businesses and service workers in the hospitality and personal care space disseminate and access earned wages and gratuities.XTM's Today™ Solution, comprised of a free mobile app and a Visa or Mastercard debit card with free banking features, is used by thousands of restaurants, salons and staff across Canada and the United States. XTM is a global card issuer and real-time payment specialist and our technology is used by Restaurants and Salons at no charge to automate and expedite worker payouts and eliminate cash from their ecosystems. XTM's Today solution drives enterprise value with efficiency and a bespoke user experience designed specifically for restaurateurs and personal care services.WHY XTM?A global payment, fintech company with a legacy insophisticated marketing.We create found-revenue for clients through innovation and payments-based know-how.MISSIONGo-to innovator and marketer for customized payment ecosystemsVISIONCreate growth and opportunity for best-in-class businesses

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