Financial institutions need IT systems to operate. Those systems are expensive, they are complex and they are also restrictive as they don't easily adapt to the changing tasks of employees or to the needs of the customers. OpenCBS has developed systems that are agile enough to serve clients in the way they want. Our Cloud-based Core Banking System is built around the needs of the people and takes the complexity out of banking. It is ideal for modern financial institutions. For those who cannot change their Core Banking System, we also have developed modular solutions that digitise key processes like customer onboarding or loan origination.Thanks to OpenCBS, financial institutions bring down their costs, managers get real-time Business Intelligence, employees sell more and ultimately, clients are better served and happier. IT managers are also satisfied because, thanks to our infrastructure light solutions, they can go-live on our systems within weeks and conveniently integrate with other systems via APIs.