OUTvest, has changed the personal investment journey by embedding investment advice, administration and the actual investing into a single user journey. As a hybrid Robo-advisor, we offer a combination of digital and human advice using one administration platform. This combination allows our clients to focus on achieving their investment goals rather than selecting the right investment strategy. Access to the OUTvest offering is done online (web version) or through the OUTvest app. The interface incorporates a ‘chatbot' style interaction and can build a professional standard investment plan which best suits a client's investment goals, you can start investing from as little as R100 per month. Our fees are some of the lowest available in the market for a full service offering. This includes advice, administration and investment management – clients with investments larger than R2000 pay just 1.5% in fees, as compared to traditional advisor interactions costing 2.5% or more. When we built OUTvest we wanted to make personal investments a bigger part of everyone's daily lives. This is why we designed Crowdvest, letting your friends and family contribute to big goals in your life!We believe that there is an ‘Advice Gap' in the South African investment market. There are around 2 million South Africans who have sufficient income to consider saving, but without access to regular financial advice, very little of these saving make it into the investment space. We want to change this!