Innovative Financing Solutions (IFS) is a business, real estate, and bank consulting firm headquartered in the suburban Philadelphia region. Through its Community Bank Consulting Group, IFS specializes in the development and implementation of government guaranteed commercial loan programs for community banks and small regional financial institutions. The firm also provides structured financial consulting services to corporate clients ranging in size from small and growing entrepreneurial companies to established middle market firms. IFS' relationship-focused, value-added approach provides our clients with "innovative solutions" designed to meet their financing needs and business objectives. Our professionals have years of proven success in commercial lending, corporate finance and capital markets, accounting, comprehensive credit analysis and underwriting; as well as, debt and equity structuring, negotiation, and placement.