The History: All Coverage Insurance is an independent agency with more than 50 years of experience* in personal and commercial Property and Causality insurance lines. We have helped thousands of customers find affordable rates with the coverage they need. The Approach: Our model for success is simple. We shop for you so you don't have to. We deal with over 25 leading insurance companies and can obtain the best rate and coverage for your insurance needs by shopping these companies. Once we do the research, we work with you to select the one that fits your personal or business needs. For the majority, it means that we can save you some money or we can offer better coverage for the same amount.