The universal basic income app runs natively on Ethereum, OKExChain, Binance smart chain and EOS blockchains with a full DEFI suite. UBIshares leverages human biometrics for security of the user and IPFS for decentralized file storage, and oracle algorithms for basic income distribution on blockchain all running synergically, cohesively and seamlessly on the decentralized environment. The primary purpose of UBIshares is to empower the ordinary people and open the gates of crypto to billions of people through DEFI and every channel of blockchain