BäNGK is on a mission to make banking honest, simple, and accessible.We started BäNGK to provide low cost accounts to people who deserve them – and made banking honest, simple, and accessible. BäNGK offers accounts to the youth and all other unbanked, underbanked & unhappily banked without the hassle and fees of a traditional bank. Debit cards, not credit cards, account for 70% of all non-cash payments in the USA. Yet, credit cards earn rewards while debit card users pay fees averaging $4.69 for an out-of-network ATM withdrawal and last year banks and credit unions charged Americans more than $33.3 Billion in overdraft fees alone!U.S. households with checking accounts spend an average of $10.7 Billion each year - just from 3 types of fees: overdraft, ATM & monthly maintenance. If those households switched to BäNGK accounts, they'd save $7.3 Billion altogether in just one year!We're working with the best partners in the industry to create sustainable, safe, secure and affordable accounts you can use anywhere Mastercard is accepted.