Financial Directors, LLC is a full-service financial planning consulting firm whose representatives offer 403(b)(7)plans for public schools, hospitals, and non-profit organizations in Maryland and Virginia. We have been working in the 403(b) market for over 25 years, during which our clients have stressed to us a strong desire for diversification. They have told us they are not comfortable putting all of their retirement "eggs in one basket". Our representatives offer a wide variety of investment vehicles through our broker dealer, Lincoln Investment Planning, Inc. (Financial Directors, LLC and Lincoln Investment Planning, Inc. are independently owned and each is responsible for its own business.) Financial Directors' representatives currently offer many mutual funds available through Section 403(b)(7) accounts including load and no-load funds. We also offer variable and fixed annuities. We service four school systems and have over 3000 clients.