Provider of online standalone personal umbrella insurance policies, Admitted, rated A XV by A.M. Best. It takes agents just 3 minutes to quote and 3 minutes to order coverage limits of up to $10 million for tough-to-insure clients such as youthful or senior operators and drunk drivers. Through its other divisions, the company also offers CPL and primary, excess, high-profile and farm umbrella policies. It is privately-held and family-owned and operated.