In an ongoing effort to keep current in an ever-changing insurance market and the continuing advancements in technology, we have expanded our insurance products to include Group Health, Employee Benefits, Pensions and Investments and Senior Products. Along with our Auto and Home Personal Lines, we have expanded our Commercial market as well. he secret to our longevity has been to preserve what has made us successful in a service-oriented business. We continue to be risk-takers and to adapt innovative approaches to business for our growth and success.