Spence & Partners is a privately owned firm of actuaries, consultants and pension scheme administrators. We specialise in advising on pensions and lifetime savings in the United Kingdom and Ireland. We also provide advice to private clients involving the valuation of pension rights for the purposes of litigation including the calculation of damages and pensions on divorce. Our sister companies Dalriada Trustees Limited and Dalriada Pension Trustees Limited act as independent professional pension scheme trustees in the United Kingdom and Ireland respectively. Authorised and regulated by the Financial Conduct Authority