Chandra Ram's Colleagues at RevFin
Chandra Ram's Contact Details
Bihar,India
RevFin
Chandra Ram's Company Details
Revfin is an award-winning digital lender, formed to make loans convenient and accessible to financially excluded individuals. For this it has built an advanced lending platform which along with using traditional underwriting methods like using credit and banking history data also uses innovative techniques like - Biometrics, Psychometrics and Gamification. Such innovative techniques help capture data from users as part of the loan application journey, removing dependence from third party sources. Use of complex algorithms help make fast and reliable decisions. Revfin was incorporated in March 2018, with lending operations starting in October 2018. It lends through its own NBFC subsidiary. It is currently focusing on financing Electric Vehicles for individuals who operate them commercially for passengers or goods carrying. These include three wheelers (cargo deliveries, last-mile home drops) and two wheelers (e-commerce deliveries). Revfin partners with OEMs, Fleet Operators/Aggregators, and e commerce companies to provide loans to drivers working on various platforms and through dealerships. Revfin has been funded by Shell Foundation for a joint program to promote sustainable employment through electric vehicles in Tier 2/3 towns. Awarded a special jury mention at Best Fintech Start-up Award by Business World Magazine and received an Emerging Leadership Award at the NBFC Tech summit. It is also ISO 27001, Cert-in and Great Place To Work certified.