The Experts Difference. Making dreams of home ownership a reality. Mortgage Experts is engineered to be better than your bank in fees, loan options, interest rates and service. We are a full service mortgage company and our secure and streamlined approval process allows us to underwrite and close your home loan in less than 30 days. Most loan approvals are issued within 72 hours and we have over 80 different home loan options to allow our applicants to be able to get approved when your bank or credit union said no. In most cases, Mortgage Experts can approve your home loan for a higher loan amount than your bank or credit union approved you for. Call us today at 301-341-2200 or email Own@USAMortgageExperts.com.