In November 2012, Visa and MasterCard entered into a settlement agreement that changed the rules forbidding merchants from surcharging consumers for card usage. Convenient Payments provides 100% compliance on how to surcharge or add convenient fees to credit and debit card transactions. Our credit/debit card and ACH payment processing capabilities will give you the flexibility you need, security you require, and the compliance necessary to run your business or resell to your clients. We know the rules and have the technology that allows you to play by the rules.