Retirement planning for employers: plan design, cash balance, profit sharing, actuarial services & admin for pension & retiree health plans.We're known for innovative plan design. It means that we assist you with retirement plans to meet your objectives - whether those are to reward productivity, provide for retirement income, maximize tax deductions, or... other objectives you may have.The tools we use include defined benefit plans, cash balance plans, defined contribution plans, and retiree medical plans.We provide actuarial valuations and design consulting for hundreds of pension and retiree health plans each year. Significant growth areas are professional firm cash balance plans and GASB 45 valuations for public employers' other post-employment benefits (OPEB).