Beginning in 2016, CSCEFCU will be operating as a division of Lafayette Federal Credit Union, a local member-owned financial institution that has served the Metropolitan D.C. area for the past 80 years. CSCEFCU members now have a myriad of benefits, including more competitive rates, additional deposit and loan products and an increased number of branch offices. In addition, the newly-formed credit union's greater combined resources allow us to diversify membership opportunities and expand community support programs. Our consumer product line continues to include no-fee checking accounts with online & mobile banking and bill payment, savings accounts, mortgage programs for purchase, refinance or home equity loans, an assortment of low-rate consumer loans and much more. On the business side, we offer dividend-earning business checking, business loans, remote deposit check capture and many other items.