Our foundation is built on excellent service and in-depth market experience. We use a Value Strategy with a specific emphasis on dividends and income. We achieve this strategy using municipal bond funds, mutual funds, and annuities. Our focus is on companies with strong fundamentals, and solid dividends. We believe dividends and interest income perform as defensive characteristics for a portfolio during down markets, providing dependability during economic uncertainty. Through our strategy and specialty of investments, we are able to customize effective investment portfolios to help our clients achieve their financial goals.Registered Representative with Independent Financial Group at Fortitude Financial Group.Our focus is guiding Business Owners, Realtors, Educators and Families in making wise decisions for their retirement future. We provide investment options designed to help provide balanced growth based on current market conditions. Securities offered through Independent Financial Group, LLC. Member FINRA/SIPC.Fortitude Financial Group and IFG are unaffiliated entities.Fortitude Financial Group and IFG are unaffiliated entities.OSJ branch: 12671 High Bluff Dr. Suite 200, San Diego, CA 92130.Licensed to sell securities in the following states: FL, MD and OH.Fortress Financial Group and IFG are unaffiliated entities. Information provided is from sources believed to be reliable however, we cannot guarantee or represent that it is accurate or complete. Because situations vary, any information provided on this site is not intended to indicate suitability for any particular investor. Hyperlinks are provided as a courtesy and should not be deemed as an endorsement. When you link to a third-party website you are leaving our site and assume total responsibility for your use or activity on the third party sites.