PRETA S.A.S. was created in 2014 to develop and innovate market competitive services in digital payment and identity solutions.Today PRETA is the owner and the solution manager of MyBank, an e-authorization solution enabling the exchange of financial and non-financial information between various categories of players and facilitated by banks. The company is a fully owned subsidiary of EBA CLEARING, the provider of pan-European payment infrastructure solutions currently owned by 51 shareholder banks. PRETA's objective is to ensure the protection of people's cyber, electronic and digital identity and empower them with secure and simple solutions for their online and mobile activities. It has a Pan-European perspective and encourages the inclusion and collaboration of all players – from industry authorities to businesses, government and system integrators – to drive forward the European digital economy and Digital Single Market.Following the stakeholder consultation started in 2016 to determine industry requirements, PRETA has launched Open Banking Europe to build a PSD2 Pan-European directory solution to support market actors in meeting the PSD2 access-to-account provisions.