Danni Moss's Colleagues at Homesafe Solutions Pty Ltd
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Homesafe Solutions Pty Ltd
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Since 2005, Homesafe Wealth Release has been assisting over 60s to find financial independence by using the wealth tied up in their homes - when they need it most. Why do we do what we do?We believe that homeowners over the age of 60, should have the option to use the value built up in their home to fund their lifestyle or retirement plans. Equity release products are not for everybody - however there are a growing number of older homeowners who are seeking to pay off debt, avoid the need to sell and move from the home they love, to 'age in place', or to fund a more comfortable lifestyle. Our solution is one option which can help achieve this. We believe in what we do and our team is united by our vision to change the lives of seniors for the better.How does it work?Homesafe Wealth Release is not a reverse mortgage or a loan product, but provides the ability for a homeowner to sell an interest in the future sale proceeds of their home and receive a cash payment for that share in today's terms i.e the net present value of the future share. The homeowner controls when they sell their home - thereby ensuring their rights to remain in the home are fully protected - and if they sell earlier than when Homesafe originally assumed under its discounted approach, then Homesafe's share is reduced, to account for the shorter period. With Homesafe, the homeowner can 'cap' the share sold to Homesafe, with the peace of mind knowing that the share they did not sell will always be protected.The family home is now recognised as the 'fourth pillar' of our retirement system, and whilst the aged care pension, downsizing, reverse mortgages, financial support from family members, etc. are ways to provide cashflow, Homesafe Wealth Release provides an innovative way to help achieve a self-funded retirement approach, without debt.Homesafe Solutions Pty Ltd is a Joint Venture with the Bendigo & Adelaide Bank.