Who are we?Think Debt Relief is an experienced debt relief agency dedicated to helping consumers get out of debt without having to declare bankruptcy. We offer a range of debt relief options, including mortgage loan modification services, our debt settlement program, and access to credit counseling and debt management services.We know how devastating the pressures and consequences of unmanageable debt can be — everything from stress, anxiety, and depression, to health problems, marital problems, and sometimes even divorce or the loss of your home. We're here to help you take control of your debt and lower your mortgage payments, so you can stop living paycheck to paycheck and take your life back.