ASI offers homeowners, dwelling fire, flood, personal umbrella liability, commercial package, artisan contractor general liability, and builder's risk insurance. The Company is licensed in Florida and Texas and is actively pursuing licenses in other states. ASI uses sophisticated pricing and underwriting techniques to differentiate its property risks. The Company's insurance programs provide several discounts for risk characteristics that indicate reduced loss exposure. The Company strives to build partnerships with its policyholders and agents. By working with its customers to avoid and mitigate losses, ASI can over time, reduce the cost of insurance to homeowners. The Company has a comprehensive and substantial reinsurance program in place protecting its policyholders surplus in the event of major catastrophe.