The Co-operative Bank is the only bank that is - and has always been - built on the ideas of fairness, mutual benefit and a goal of prosperity for all New Zealanders rather than a profit for a few. We're the only bank that genuinely puts the customer and their needs at the very heart of everything we do. As a co-operative we're not owned by a big overseas company or the Government. We're owned by our customers – people from all over New Zealand – and our motivation is to help them get ahead financially.