Desiree Kobata
Doc Drawer/Funder at Land Home Financial Services, Inc., TPO Mortgage Solutions - Concord, CA, US
Desiree Kobata's Colleagues at Land Home Financial Services, Inc., TPO Mortgage Solutions
Thomas Merelli
TPO Director - National TPO Sales Manager. Production, Training, Marketing
Desiree Kobata's Contact Details
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Land Home Financial Services, Inc., TPO Mortgage Solutions
Desiree Kobata's Company Details
Land Home Financial Services, Inc., TPO Mortgage Solutions
Concord, CA, US • 500 - 999 EmployeesFinancial Services
Since 1988, Land Home Financial Services, Inc. (LHFS) has been headquartered in Concord, CA, committed to enhancing and protecting brokers' realtor and borrower relationships. We believe our success is rooted in the success of our brokers.Our guiding principles are based on knowledge, commitment, and trust.Knowledge: Our executive, lending, and operations teams are comprised of veterans of third-party origination services bringing decades of experience to each transaction.Commitment: We know your success is tied to maintaining your relationships with business partners. We are purchase money specialists and will close your purchases within 21 days of complete file submission. We provide the stability of a large company coupled with the flexibility of a small organization to make rapid decisions and move very quickly.Trust: We believe in long-term win/win relationships. We will provide the products, rates, and services to allow our partners to fund more loans. We measure our success by repeat business and increased market share from our existing partners.We offer:• 21 Day Purchase Guarantee• Turnkey Reverse Mortgages • Manufactured Housing Specialist • 2 Day Broker Approval • Licensed in 50 States & DC• Dedicated account executives to assist w/product selection and guidelines while ensuring our brokers' needs are met or exceeded• Experienced setup and registration to assist with disclosures and loan submission• Direct access to underwriters• Professional doc drawers and funders• Conforming, High Balance, Jumbo, Direct Agency DU/LP, FHA, VA, USDA, HARP 2.0, HECM• We're a Fannie Mae, Freddie Mac & Ginnie Mae seller/servicer• eXPRESS – our 24x7 online portal provides pipeline management, the ability to upload loans and conditions, order appraisals, price and lock loans, and submit doc requestsWe look forward to a long-term win/win partnership with all of our partners.NMLS # 1796