Altus Financial Services is a Dunedin-based business established in 2005 to provide quality, financial advice to personal, business and corporate clients. Our Advisers are salary-based and operate as specialists in their field. We access independent, third party research to help us provide our clients with quality, objective financial advice. Our Services:We offer a specialist level of advice and ongoing service in the following areas:Life, Trauma, Disability, Health and Income Protection InsuranceKiwiSaver and Retirement PlanningEmployer and Employee Benefits in the workplace